$2K+
Avg monthly savings
24hr
Next-day funding
$500K+
Single transaction limit
0
Volume caps
ACH
Low-cost bank transfers
Construction payments are large and irregular — exactly the opposite of what flat-rate processors are designed for. They profit most on your biggest transactions. A $100K payment at 2.9%? That's $2,900 in fees. The interchange cost on that same transaction? Around $1,600. You're giving away $1,300 in pure markup. And if the payment triggers a fraud flag? Frozen funds. No call back. Job delayed.
$1,450
Flat-rate fee on a $50K draw
2.9% + $0.30
$870
Interchange-plus cost on same draw
Actual card cost + small markup
$580
You keep the difference
$6,960 saved annually
Other processors see a $75K payment and freeze your account for 'review.' By the time they release your funds, you've missed a material delivery. ClickWerxs configures your account for construction-sized transactions from day one. $10K, $50K, $100K+ — processed without holds, without flags, with next-day funding. Your account manager knows the payment is coming because you told them.
High-Ticket Processing
$50,000 payment comparison
Transaction Amount
$50,000
Flat-Rate
$1,450
2.9% fee
ClickWerxs
$870
Interchange+
Savings on this transaction
$580 saved
No holds · No flags · Next-day funding
Accept payments of $10K, $50K, $100K+ without holds or flags. Your account is pre-configured for construction-sized transactions. No 'manual review' delays.
High-ticket processing from day one
Wireless terminals and mobile card readers for on-site collections. LTE connected — works anywhere you have cell service. Tap, dip, and swipe at the trailer or the client's kitchen table.
Mobile terminals with LTE connectivity
Bill by project phase with scheduled recurring payments. Track payment status across multiple active jobs from one dashboard. Know who's paid and who owes.
Progress billing across all active jobs
Send digital invoices via email or text with a secure payment link. Customers pay online with card or ACH. No more waiting for checks in the mail.
Digital invoicing with pay-now links
Pass processing costs to card-paying customers. On a $50K payment, that's $1,450+ your customer covers instead of you. Fully compliant with signage and disclosures.
Cash discount programs save you thousands
Accept bank transfers for draw payments at a fraction of card processing costs. A $50K ACH transfer costs $5-10 vs $1,450 by card. Next-day settlement.
Next-day funding on all transactions
Materials don't wait for your processor to release funds. ClickWerxs next-day funding means the money from Tuesday's draw is in your account Wednesday morning. ACH deposits for large payments settle in 1-2 days. And because we don't freeze accounts on large transactions, your cash flow doesn't stall between draws.
Cash Flow Timeline
Draw-to-delivery tracking
Mon 9am
Mon 4pm
Tue 8am
Tue 10am
Average funding: <24 hours
Every construction account comes pre-configured for the realities of contractor payments — high-ticket transactions, irregular schedules, and job-site collections. No generic processor settings. No surprise holds.
Contractor Dashboard
Active jobs · All payment methods
Riverside Remodel
$87,500
Oak St. Addition
$42,000
Downtown Office TI
$156,000
Card
$100K+
ACH
$85K
Mobile
$12K
Common questions about payment processing for contractors and construction companies.