Crypto Payment Processing
Add crypto payment processing to your merchant account and let customers pay with Bitcoin, Ethereum, USDC, or 50+ other cryptocurrencies — while you receive USD the next business day. No wallets to manage, no volatility exposure. Sub-1% fees on every transaction, a fraction of what card processing costs in the US, Canada, or Latin America.
$415B
LATAM crypto volume, July 2023–June 2024 (Chainalysis)
<1%
Crypto processing fee vs 3.3–3.5% card fees in Colombia
$0
Chargebacks on confirmed blockchain payments
5 sec
USDC settlement on Solana — vs 1–3 days for ACH
Not a trend play. A fee and risk calculation. Here's what the numbers actually say.
<1%
Card processing in Colombia runs 3.3–3.5% per transaction. In Argentina, 3–4%. In the US, 2.5–3.5% depending on card type. Crypto payment processing — especially stablecoins — costs 0.5–1%. On $50,000/month in Colombia, that's $1,150–$1,750 in monthly savings for any volume shifted to stablecoin. (Source: Mural Pay, May 2026; interchange data via Banco de México)
0
US consumers disputed 105 million card charges in 2024 — worth $11 billion. The average chargeback costs a merchant $169 including fees, labor, and lost goods. Crypto transactions are irreversible by blockchain design: once a payment confirms on-chain, no dispute mechanism exists. For merchants in subscription, ecommerce, or high-ticket services, adding a crypto channel creates a zero-dispute payment option. (Source: Chargebacks911 2024 Chargeback Field Report, October 2024)
USD
ClickWerxs converts every crypto payment to USD at the moment the transaction confirms. You never hold cryptocurrency. The USD amount is locked at the exchange rate at the second of payment — no overnight exposure, no price risk. Your settlement looks identical to a card transaction: USD deposited to your bank the next business day.
$6B+/mo
Monthly B2B stablecoin payment volume grew from under $100 million in early 2023 to over $6 billion by mid-2025 (Chainalysis, April 2026). The average transaction is in the $100K–$250K range: vendor invoices and cross-border payments, not retail purchases. In Deloitte's Q2 2025 CFO Signals survey, 39% of CFOs at $1B+ revenue companies said cross-border payment efficiency was the main reason they're looking at stablecoin acceptance.
$415B
Latin America received $415 billion in crypto value between July 2023 and June 2024, up 42.5% year-over-year (Chainalysis, October 2024). Over 50% of exchange purchases in Colombian pesos, Argentine pesos, and Brazilian reais are now stablecoins. Merchants in Argentina, Colombia, Venezuela, and Mexico are using USDC as a functional dollar account and a cross-border payment rail. Not as a speculative asset.
Blockchain transactions use cryptographic verification — no card number, no CVV, no billing address transmitted. When a customer pays with USDC, there's no sensitive payment data to protect or breach. That reduces your PCI compliance scope and eliminates the class of fraud that comes from stolen card credentials. Crypto payments are inherently card-absent, not card-present.
Crypto payment processing lets merchants accept Bitcoin, Ethereum, USDC, and 50+ other cryptocurrencies while receiving USD in their bank account. The processor handles blockchain verification and converts the crypto to dollars the moment the transaction confirms. Price movement after that point doesn't affect you. Processing fees run 0.5–1%, compared to 2.5–3.5% for credit card transactions in the US.
Your customer pays with crypto. You receive USD. No crypto knowledge required on your end.
At your online checkout, POS terminal, or invoice, the customer chooses to pay with cryptocurrency. They see the exact amount due in their preferred coin — Bitcoin, Ethereum, USDC, or 50+ supported currencies — calculated at the current exchange rate.
Works with your existing checkout flow. No separate crypto payment page required.
The customer sends payment from their crypto wallet. Blockchain verification confirms the transaction. USDC on Solana settles in under 5 seconds. Bitcoin typically confirms in 10–60 minutes depending on network traffic and fee paid by the customer.
ClickWerxs converts the crypto to USD at the confirmed exchange rate the moment the payment clears. The USD amount is locked at that rate — you're never exposed to what the price does afterward. Under IRS Notice 2014-21, you report the USD fair market value at the time of receipt, the same as any other payment method.
No volatility exposure. The amount at checkout is the amount you receive.
Your converted USD settles to your bank account on the next business day alongside your card processing deposits. One daily settlement, one bank deposit — whether your customer paid with Visa or Bitcoin.
B2B stablecoin payment volume hit $6 billion per month by mid-2025. The typical transaction is a vendor invoice or cross-border payment in the $100K–$250K range, not a retail purchase. Deloitte's Q2 2025 CFO Signals survey asked 200 companies with $1 billion or more in revenue about their crypto plans: 23% of CFOs said they expect to adopt it within two years. The most common reason given was cross-border payment efficiency.
Colombia merchants pay 3.3–3.5% on card transactions. Stablecoins run 0.1–1%. In Argentina, over 61% of crypto transactions are already stablecoins. Merchants there are using USDC because the Argentine peso keeps losing value, not because they have any interest in crypto markets. ClickWerxs serves merchants across the US, Canada, and Latin America from a single merchant account.
ClickWerxs is one of the few merchant services providers that combines traditional interchange-plus card processing with integrated crypto payment acceptance. One merchant account, one dashboard, one settlement — whether your customer pays with Visa or Bitcoin. No separate crypto payment gateway, no third-party wallet service, no manual reconciliation between two systems.
Accept payments in 50+ cryptocurrencies. Stablecoins recommended for B2B and high-volume merchants — fastest settlement, lowest fees, no conversion risk.
Stablecoins are pegged to the US dollar. USDC on Solana settles in under 5 seconds with fees below $0.001. For merchants processing large B2B invoices or operating in LATAM markets where local currency is volatile, stablecoins are the practical choice — dollar-denominated, instant, and irreversible.
It doesn't fit every business. But when any of these apply, the numbers usually make the decision.
Common questions from merchants considering crypto — including B2B, LATAM, and tax treatment.
Sub-1% processing fees, zero chargebacks, and USD settlement — added to your existing payment setup. No new platforms, no crypto wallets to manage.
Get a Free QuoteNot sure if crypto makes sense for your volume and card mix? We can run the numbers with you — no commitment required.
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